If your priority is the return on the money invested, then this is the program for you.

It has a higher insured amount than other programs.

Smart program involves life insurance policy as well.

At the end of the savings period, the client could expect the money, increased by the amount of imputed profit.


Woman: 28 years old

Savings period: 35 years

Annual premium: 500€ (41,67€ monthly)

Inflation protection: Not included

Insured sum of money: 21,636.00€

Expected capital: 30,300.00€